How the program works
Sign up for free
Create your account
Select invoices and set your rate
When you need funding, review available invoices and choose a discount to offer.
Get paid early
If your offer is accepted by BNY Mellon, you will receive payment in as little as 24 hours.
Introduction from Renny Narvaez, Head of Accounts Payable BNY Mellon
Cash flow when you want it
Offer BNY Mellon a discount on your approved invoices to get them paid early.
On demand
Available whenever you need to improve cash flow or view approved invoices
Complete control
Choose which invoices to discount and at what rate
Frequently asked questions
How do I get started?
To register, fill out the short form on this page and click "Activate Account."
How do I receive payment?
Once your offer is accepted by BNY Mellon, payment is delivered using your current payment method.
Why would I use C2FO?
Companies use C2FO because it’s faster, easier, and provides a lower cost of capital than other sources of funding.
Why is BNY Mellon offering this program?
Enterprises that want healthy supply chains use C2FO to give their partners an easy way to access the cash flow needed to run and grow their businesses.